Ideas you can use this week
6 articles
The renewal notice arrives with a number a little higher than last year's, and a reassuring sentence explaining that you need do nothing and everything will continue as normal. That sentence is the product.…
Read the article →Subscription spending hides in plain sight for a structural reason. Each charge is small, each one is individually defensible, and they all land on different days of the month. There is no moment in…
Read the article →The same failed transmission is a catastrophe in one household and a bad Tuesday in another. The difference between the two is not usually income. It is whether there was money sitting somewhere doing…
Read the article →The year goes fine until March, when the car needs new tires, the dentist finds something, and a policy renews, all inside three weeks. It feels like bad luck. Nothing unexpected happened at all.…
Read the article →A budget usually dies quietly. Nobody sits down and decides to stop. The spreadsheet just goes unopened for a week because it was a busy week, and then opening it means catching up on…
Read the article →Ask someone what their rent or mortgage costs and they will tell you to the last unit. Ask what they spend on food, transport or the small stuff and the answer is a guess…
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